决战棋牌

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                                  • 手机支付方式移动网络论文

                                    一、目前手机支付主要采用的技术方案 1RFSIM卡 RFSIM卡是一种双面智能卡(RFID卡和SIM卡)。是目前中国移动采用的支付方式,这种支付方式对于消费者来说,更换的成本比较低,只需要将SIM卡更换为RFSIM卡,就可以在相应的POS机上进行消费。这种卡采用的是RFID技术,可实
                                    阅读技巧Ctrl+D 收藏本篇文章

                                      一、目前手机支付主要采用的技术方案

                                      1RFSIMKA

                                      RFSIMKASHIYIZHONGSHUANGMIANZHINENGKA(RFIDKAHESIMKA)。SHIMUQIANZHONGGUOYIDONGCAIYONGDEZHIFUFANGSHI,ZHEIZHONGZHIFUFANGSHIDUIYUXIAOFEIZHELAISHUO,GENGHUANDECHENGBENBIJIAODI,ZHIXUYAOJIANGSIMKAGENGHUANWEIRFSIMKA,JIUKEYIZAIXIANGYINGDEPOSJISHANGJINXINGXIAOFEI。ZHEIZHONGKACAIYONGDESHIRFIDJISHU,KESHIXIANZHONGJINJULIWUXIANTONGXIN,TATONGGUOGENGHUANSHOUJISIMKAJIUKEYISHIXIANTONGXIN,SHIYONGDEPINLVSHI2.4G,TONGXINJULIKEYIZAI10-500cmZHIJIANJINXINGZIDONGDIAOZHENG,DANXIANGZHICHI100M。RFIDJISHUZAITONGXUELINGYUZHONGDEYINGYONGHEKAIFASHANGCHUZAICHUJIJIEDUAN。DANRFIDZUOWEIYIZHONGXINDESHIBIEJISHU,QI“BIAOJI”GONGNENGYIBEISHOUTONGXINYEZHEDEZHUYI。YINTTDoCoMo、SKT、NUOJIYAWEISHOUDEYIXIETONGXINYEZHEDOUZAIKAOLVRUHEJIANGRFIDJISHUYUCHUANTONGDETONGXINXITONGXIANGRONGHE,BINGQIEYIQUDELEYIXIEJINZHAN。RFIDJISHUSHIYIGEWANZHENGDEXITONG,YINYINGYONGBUTONGQIZUCHENGHUIYOUSUOBUTONG,DANJIBENDOUYOUDIANZIBIAOQIAN、YUEDUQIHESHUJUJIAOHUANYUGUANLIXITONG3DABUFENZUCHENG。RFIDJISHUGONGZUOYUANLIRUXIASUOSHU:JIANGZHUNBEIFASONGDEXINXIXIANJINXINGBIANMAHOU,ZAIJIANGBIANMAHOUDEXINXIJIAZAIDAOMOUYIPINLVDEZAIBOXINHAOSHANGTONGGUOYUEDUQIDETIANXIANXIANGWAIFASONG。DANGDIANZIBIAOQIANJINRUDAOYUEDUQIGONGZUODEYOUXIAOQUYUBINGJIESHOUDAOXINHAOHOU,YOUZHIYUBIAOQIANNEIDEXINPIANDIANLEDUIGAIXINHAOJINXINGDIAOZHI、JIEMA、JIEMIDENGGONGZUO,RANHOUZAIDUIXINXIZHONGBAOHANDEQINGQIU、MIMA、QUANXIANDENGXIANGGUANXINXIJINXINGPANDUAN。RUGUOWEIDUMINGLING,ZEKONGZHILUOJIDIANLUCONGCUNCHUXITONGZHONGDUQUXUYAODEXIANGGUANXINXI,BINGJINGGUOJIAMI、BIANMA、DIAOZHIHOUTONGGUOBIAOQIANNEIDETIANXIANFASONGJIYUEDUQI,YUEDUQIJIESHOUDAOZHEIXIEXINHAOHOUZAIJINXINGJIEDIAO、JIEMA、JIEMI,RANHOUZAICHUANSONGDAOZHONGYANGXINXIXITONGJINXINGCHULI;RUGUOWEIXIUGAIXINXIDEXIEMINGLING,ZECHULESHANGSHUGONGCHENGWAI,XIANGGUANDEKONGZHILUOJIHAIHUITONGGUOYINQINEIBUDIANHEBENGTISHENGGONGZUODIANYADEFANGSHILAICAXIEEEPROMZHONGDENEIRONG,DANDANGPANDUANCHUDUIYINGDEMIMAHEQUANXIANBUFUSHI,ZEIHUIFANHUICUOWUTISHIXINXI。RFIDYUDIANXINYEDERONGHEBINGFEIJINSHIJIANDANDEJISHUWENTI,QISHIZHIHAIZAIYUXINXICHANYEYUCHUANTONGCHANYERUHETONGGUOJISHUDEFAZHANXIANGHUJIEHE、GONGTONGCUJIN。YINCI,DIANXINYUNYINGSHANGYUCHUANTONGXINGYELINGDAOZHEZAIRONGHEGUOCHENGZHONGDEJIAOSEFENGONGJIUXIANDEYOUWEIZHONGYAO。RUHEBACHUANTONGCHANYEDEXINXIHUAXUQIUYUDIANXINYEDEFAZHANYIJIXIAOFEIZHEDEXUQIUGENGHAODIXIANGJIEHEJIANGZAIHENDACHENGDUSHANGJUEDINGZHONGGUORFIDCHANYEDEFAZHANQIANJING。

                                      2NFCKA

                                      NFCKASHIYONGYUJINJULIWUXIANTONGXIN,CAIYONGDESHISHUANGXIANGDESHIBIEHELIANJIE,GONGZUOJULIZAI20cmNEI。MUQIANZHUYAOSHIZHONGGUODIANXIN、ZHONGGUOLIANTONGYIJIYINLIANCAIYONGZHEIZHONGSHOUJIZHIFUDEFANGSHI。NFC(NearFieldCommunication)SHIZAIFEIJIECHUSHISHIBIE(RFID)HEHULIANJISHUJICENGSHANGFAZHANQILAIDEJISHUBIAOZHUN,TATIANBULELIANJIELINGYUDEKONGBAI。GAIXIANGJISHUSHIYOUSUONIGONGSIHEFEILIPUGONGSIGONGTONGHEZUOKAIFADE。GAIXIANGJISHUSHIDEZAIYIDONGSHEBEI、XIAOFEILEIDIANZICHANPIN、PCHEZHINENGKONGJIANGONGJUZHIJIANJINXINGDUANJULIWUXIANTONGXINCHENGWEILEXIANSHI。ERQIENFCTIGONGLEYIZHONGNENGRANGXIAOFEIZHEGENGZHIGUANDECHAKANXIANGGUANJIAOYIXINXI、FANGWENNEIRONGYUFUWUDEJIANDAN、CHUKONGSHIDEJIEJUEFANGAN。ZAISIMKASHANGJICHENGNFCXINPIAN,SHOUJIJIUNENGGOUSHIXIANXIAOEZHIFUHEDUQUQITAXIANGYINGNFCSHEBEIHUOZHEBIAOQIANSHANGDEXINXI,ERQIENFCKEYIDADAOJIANHUAZHENGGERENZHENGYUSHIBIEDEGUOCHENG,KEYISHIDEGEGEDIANZISHEBEIZHIJIANDEXIANGHUFANGWENGENGJIADEZHIJIE、ANQUANHEQINGCHU。

                                      3SIMpassKA

                                    决战棋牌  SIMpassSHIYIZHONGSHUANGJIEMIANKA,ZHEIZHONGKASHIWOQISHUJUJIYUSIMKADEQUANXINYIDONGZHIFUJIEJUEFANGAN,SHIJIYUWOQICHENGSHUDESHUANGJIEMIANZHINENGKAJISHUTUICHUDEXINJISHU。ZHEIZHONGKAKEYISHIXIANGEZHONGFEIJIECHUYIDONGYINGYONG。SIMpassKAJUYOUJIECHUHEFEIJIECHULIANGGETONGXUNJIEMIAN。FEIJIECHUJIEMIANDEZHUYAOGONGNENGSHIZHICHIFEIJIECHUYIDONGZHIFU、DIANZICUNZHE、PBOCJIEJI/DAIJIYIJIQITAGEZHONGFEIDIANXINYINGYONG。JIECHUJIEMIANDEZHUYAOGONGNENGSHISHIXIANDIANXINYINGYONG,WANCHENGSHOUJIKADEZHENGCHANGGONGNENG。SIMpassHAIKEYICAIYONGSTK、SMSDENGFANGSHI,TONGGUOJIECHUJIEMIANJINXINGFEIXIANCHANGDEFEIDIANXINYINGYONG,LIRUKONGZHONGQUANCUNDENG。WOQIGONGSIHAIKAIFACHUYUSIMpassXIANGPIPEIDEMePayPINGTAIXITONG,ZUOWEIYIDONGZHIFUDEHOUTAI,KEYIYOUXIAODIBAYIDONGYUNYINGSHANG、YINXING、SHANGHUYIJIZHONGDUANYONGHULIANJIEQILAI,XINGCHENGWANZHENGDEYIDONGZHIFUTIXI。SIMpassSUOJUYOUDEYOUSHISHIYOUYUQITONGGUOSIMKASHIXIANGEZHONGYIDONGYINGYONG,CHENGBENDILIANQIEBUSHUFANGBIAN。

                                      二、手机支付业务商业模式

                                      GUOWAISHISHOUJIZHIFUYEWUZHUYAOYOUSIZHONGSHANGYEMOSHI。DIYIZHONGSHIYIYUNYINGSHANGWEIZHUTIDESHANGYEMOSHI。ZHEIZHONGMOSHIZHUYAOTONGGUOYUNYINGSHANGTUIDONGZHENGGESHOUJIZHIFUCHANYELIANDEFAZHAN。YIDONGYUNYINGSHANGYIYONGHUDESHOUJIHUAFEIZHANGHUHUOZHUANMENDEXIAOEZHANGHUWEISHOUJIZHIFUZHANGHU,YONGHUSUOFASHENGDESHOUJIZHIFUJIAOYIFEIYONGQUANBUCONGYONGHUDEZHANGHUZHONGKOUJIAN,YIDONGYUNYINGSHANGWANQUANXIANGYOUSHOUJIZHIFUYEWUDAILAIDESHOUYI。ZHEIZHONGMOSHIDEDIANXINGLIZISHIRIBENYIDONGYUNYINGSHANGNTTDoCoMoTUIGUANGDEi-modeFelicaSHOUJIDIANZIQIANBAOFUWU。YONGHUSHIXIANJIANGSHOUJICHONGZHI,ZHIHOUJIUKEYIJINXINGXIAOFEI。SHOUJIQIANBAOCAIYONGLESUONIGONGSIDEICXINPIANJISHU,YONGYUCUNCHUGERENQUERENXINXI、YINXINGZHANGHAODENGSHUJU,TONGGUODUKAQIDUQUZHUANGYOUICXINPIANDEYIDONGZHONGDUAN,WANCHENGZHURUGOUMAICHEPIAODENGYIQIEZHIFUXINGWEI。YONGHUSHIYONGDIANZIQIANBAOJINXINGJIAOYISHIFEIYONGZHIJIECONGYONGHUDEDIANZIZHANGHUZHONGKOUCHU,ZHENGGEZHIFUGUOCHENGWUXUJINRONGJIGOUCANYU。DIERZHONGSHIYIYINXINGWEIZHUTIDESHANGYEMOSHI。ZHEIZHONGMOSHIZHONG,YUNYINGSHANGZHIWEIYINXINGTIGONGTONGXINTONGDAO,YINXINGZIJIANJIFEIYURENZHENGXITONG,WEIYONGHUTIGONGSHOUJIZHIFUYEWU。GAIMOSHISHIYOUYINXINGZHUDAO,YINXINGFUZEYUNYINGYUSHOUJIYINXINGXIANGGUANDEGELEIHUODONG,GAIYEWUYOUJIYUYONGHUSHENFENJIANBIEMOJIANKA(SIMKA)HESIMKAGONGJUBAO(STKKA)LIANGZHONGFANGSHI,JIYUSIMKADESHOUJIYINXING,JIYINXINGANZHAOKEHUTONGGUOSHOUJIFASONGDEDUANXINZHILING,WEIKEHUBANLICHAXUN、ZHUANZHANG、HUIKUAN、JUANKUAN、XIAOFEI、JIAOFEIDENGYEWUDEYIZHONGXINXINGJINRONGFUWUFANGSHI;JIYUSTKKADESHOUJIYINXINGYEWU,YINXINGXUYAOYONGHUJIANGSHOUJISIMKAHUANWEISTKKA,YONGHUZAIYUJISHANGKEYISHANGJIEDENGLUSUOZAIYINXINGDEZHANGHU,JINXINGSHOUJIZHIFUJIAOYI。

                                    决战棋牌  GAIMOSHICHANSHENGDEFEIYONGZHUYAOYOUSANBUFEN,YISHISHUJULIULIANGFEIYONG,YOUYIDONGYUNYINGSHANGSHOUQU;ERSHIZHANGHUYEWUFEIYONG,YOUYINXINGSHOUQU;SANSHIZHIFUYEWUFUWUFEIYONG,YOUYINXING、YUNYINGSHANG、ZHIFUSHANGFENCHENG。GAIMOSHIXIA,YUNYINGSHANGDENENGLIHEKONGZHINENGLIYOUXIAN,ZHUYAOSHITIGONGTONGXINTONGDAO,YOUCI,ZHEIZHONGMOSHISHIHEDABUFENYUNYINGSHANG。DANGAIMOSHIYAOHUODECHENGGONG,SHOUXIANXUYAOYINXINGNENGZHONGSHISHOUJIZHIFUYEWU。DISANZHONGSHIYIDISANFANGWEIZHUTIDESHANGYEMOSHI。GAIMOSHIZHONGGAIMOSHIZHONG,DISANFANGZHIFUFUWUTIGONGSHANG,JIANCHENGZHIFUSHANGSHIDULIYUYINXINGHEYIDONGYUNYINGSHANGZHIWAIDEJINGJISHITI,ZHIFUSHANGTONGGUOYINXING、YIDONGYUNYINGSHANG、SHANGHUXIESHANGHEZUO,WEIYONGHUTIGONGSHOUJIZHIFUYEWU,BINGZIJITUOZHANYONGHUHESHANGHU。GAIMOSHIZUICHENGGONGDEANLIZURUIDIANDEPayBoxGONGSIZAIOUZHOUTUICHUDESHOUJIZHIFUXITONG。ZAIZHEIZHONGMOSHIXIA,YINXINGHEYUNYINGSHANGZAIZHENGGECHANYELIANZHONGDEKONGZHINENGLIDOUHENYOUXIAN,ZHUYAOZERENHESHOUYIDOUZAIDISANFANGFUWUTIGONGSHANG,YINCI,YUDIERZHONGYIYINXINGWEIZHUDESHANGYEMOSHIYIYANG,ZHEIZHONGSHANGYEMOSHIYEPUBIANSHIYONGGELEIYUNYINGSHANG。DISIZHONGSHIYINXINGYUYUNYINGSHANGHEZUODESHANGYEMOSHI。YINXINGYUYUNYINGSHANGHEZUODESHANGYEMOSHIZUIWEIPUBIAN。YINXINGHEYIDONGYUNYINGSHANGFAHUIGEZIDEYOUSHI,ZAIYIDONGZHIFUJISHUANQUANHEXINYONGGUANLILINGYUQIANGQIANGLIANSHOU,GONGTONGJUEJINSHOUJIZHIFUSHICHANG。GAIMOSHISHIYIZHONGJIAOWEILIXIANGDESHOUJIZHIFUSHANGYEMOSHI,ZAIZHEIZHONGMOSHIXIAYIDONGYUNYINGSHANGHEYINXINGDEYOUSHINENGHUBU,YOULIYONGZHENGGESHOUJIZHIFUCHANYELIANDEFAZHAN。QIDIANXINGLIZISHIDONGOUDEJIEKESILUOFAKEExpandiaYINXINGYUYIDONGTONGXINYUNYINGSHANGRadiomobileGONGSIZAIBULAGEDIQULIANHETUICHUDE、YOUDEGUOJIEDEGONGSITIGONGDESIMKAJISHUJIANQUANXITONG。WOGUOMUQIANDESHOUJIZHIFUYEWUSHANGYEMOSHIZHUYAOYOULIANGZHONG。DIYIZHONGSHIZHONGGUOYIDONGSHOUJIZHIFUYEWUSHANGYEMOSHI。ZHEIZHONGMOSHIZHONGZHONGGUOYIDONGYUGUONEIFAKAJIGOUZHONGGUOYINLIANCHENGLILEHEZIGONGSI——LIANDONGYOUSHI,FUZEZHONGGUOYIDONGSHOUJIZHIFUYEWUDEYUNYING,BAOKUOSHANGHUDETUOZHANHEGUANLI、YUYINXINGZHIJIANJIANLITONGDAOSHIXIANJINRONGJIAOYIDEGONGNENG,BINGCHENGWEIYONGHU、SHANGHUHEYINXINGSANZHEDESHUNIU,FUZEZHENGGEYEWUDETUIGUANGHEXUANCHUANDENG。YINXING、SHANGHUDOUSHITONGGUOZHIFUPINGTAIYUYONGHUFASHENGJIAOYI,CONGERZHONGGUOYIDONGTONGGUOLIANDONGYOUSHIJIANJIEKONGZHILEZHENGGECHANYELIAN。ZHEIZHONGMOSHILEISIYUNYINGSHANGYUYINXINGHEZUODEMOSHI,DAN,DANZHEILIZHONGGUOYIDONGYUYINLIANHEZUOERFEIYINXING,MUDESHITONGGUOYINLIANYUYINXINGZHIJIANDEJINMIGUANXI,WENJIEYUYINXINGJIANLIHEZUOGUANXI。DIERZHONGSHIZHONGGUOLIANTONGSHOUJIZHIFUYEWUSHANGYEMOSHI。

                                      ZHONGGUOLIANTONGZIJIANDEJIZHIFUGUANMAIPINGTAIZAIZHENGGEZHIFUDEYEWUZHONGQIDAOFEICHANGZHONGYAODEZUOYONG,SHISHOUJIZHIFUDE、YEWUSHUNIU,SUOYOUDEZHUANYEZHIFUSHANGZIJIANZHIFUPINGTAIJIERULIANTONGSHOUJIZHIFUGUANLIPINGTAI。SUOYOUDESHOUJIZHIFUFAQI(WULUNSHIYONGHUZHUDONGHAISHIZHIFUSHANGZHUDONG),JUNYAOTONGGUOLIANTONGSHOUJIZHIFUGUANLIPINGTAINENGJIANLI。LIANTONGTONGGUODUIZHIFUSHANGHESHANGHUDETONGYIGUAN,SHIXIANLEDUISHOUJIZHIFUTONGDAODEKONGZHI,DANBINGBUJIERUYONGHU、ZHIFUSHANGHEYINXINGZHIJIANSHEJIDAOJINRONGZHIFUDEGONGNENGBUFEN,BAOZHENGLEYONGHUYINXINGXINXIDEANQUAN。ZHEIZHONGMOSHISHIZHIFUSHANGZIZHUJIANSHEPINGTAIBINGJIERUYINXING,TONGYIJIAYINXINGKEYITONGSHIJIERENDUOGEZHIFUSHANGPINGTAI;ZHIFUSHANGZIZHUFAZHANSHANGHU;LIANTONGSHOUJIZHIFUGUANLIPINGTAITONGGUODUISHANGHUXINXIBEIANHESHANGHUTONGYIDAIMAGUANLI,SHIXIANDUISHANGHUDEJIANJIEKONGZHI,JINERDUISHOUJIZHIFUSHEJIDESHANGJINGJINXINGKONGZHI,SHIXIANLESHANGHUHESHANGPINDELINGHUOGUANPANG,TONGSHIFAHUILEZHIFUSHANGHESHANGHUTUIGUANGYEWUDEFENGDONGXING。YONGHUKEYITONGGUODUANXIN、WAP、WEBFANGSHIJIERENSHOUJIZHIFUGUANLIPINGTAISHIYONGLIANTONGSHOUJIZHIFUYEWU。YINXINGZHIFUSHANGXITONGXIANGLIAN,FUZEYONGHUYINXINGKADEBANGDINGHEYONGHUKOUFEIDEWANCHENG。

                                      三、我国手机支付在电子商务中应用还存在的问题

                                    决战棋牌  ZAIKEYIYUQIDEWEILAI,WOGUOSHOUJIZHIFUZAIDIANZISHANGWUZHONGJIANGHUIYOUZHESHIFENGUANGKUODEYINGYONGQIANJING。DANSHIZAIMUQIANSHOUJIZHIFURENRANCUNZAIZHEJIXUYAOJIEJUEDEWENTI。ZHUYAOYOUYIXIAJIGEFANGMIAN。DIYI,ANQUANWENTI。JUTIBIAOXIANYOU:YOUYUSHOUJIDIUSHI,BEITARENEYISHIYONG。SHOUJIJUBEIZHIFUGONGNENGYIHOU,LIMIANBAOHANYOUGEZHONGZHONGYAOXINXI。YIDANCHUXIANDIUSHIHUOBEIDAO,JIUYOUKENENGBEITARENMAOYONG,JIYONGHUZAOCHENGJIDADESUNSHI;YONGHUDUIYEWULEJIEBUZU,ZAOCHENGQIZHAXINGJIAOYIDECHUXIAN;YOUYUXINXIDIUSHI,ZAOCHENGJIAOYISHIBAI;YOUYUSHUJUTONGGUOWUXIANCHUANSHU,DUIQIANQUANXINGYOUYILV。SHOUJIBEIBINGDUGANRAN,ZAOCHENGYONGHUXINXIXIELU。DIER,XIAOFEIZHEGUYOUDEXIAOFEIXIGUANXUYAOGAIBIAN。WOGUOSHOUJIZHIFUCHANYESHANGCHUYUSHICHANGPEIYUHETUIGUANGJIEDUAN,XIAOFEIZHE“YISHOUJIAOQIAN,YISHOUJIAOHUO”DEXIAOFEIGUANNIANGENSHENDIGU。ZHEIZHONGZHANGQIXINGCHENGDEXIAOFEIXIGUANHEGUYOUDEZHIFUFANGSHI,SHIWOGUOSHOUJIZHIFUYEWUCHENGZHANGGUOCHENGZHONGBIXUYUYUEDEYIDAO“MENJIAN”。DISAN,XIANYOUDEZHIFUCAOZUOMOSHIGUOYUFANSUO。YONGHUSHIYONGSHOUJIZHIFUDUOSHICAIYONGDUANXINHEWUXIANJIERUDENGYUANCHENGKONGZHIZHIFUDEFANGSHI。ZHEIZHONGZHIFUFANGSHIBUXUYAOZAISHOUJIZHONGZENGJIATESHUDERUANJIAN,YONGHUZHIXUZAIJIAONAFEIYONGSHI,CAIYONGDUANXINHEWUXIANJIERUDEFANGSHILIANJIESHOUJIZHIFUPINGTAI,ZHIFUPINGTAIJIUHUICONGYONGHUSHIXIANZAIYUNYINGFUWUSHANGCHUKAISHEDEXUNIZHANGHUZHONGKOUCHUYIDINGJINE,HUOTONGZHIYINXINGZAIHESHOUJIHAOMABANGDINGDEYONGHUYINXINGZHANGHUSHANGKOUCHUYIDINGJINE,HUOZAIQISHOUJIYUCUNDEHUAFEIZHONGKOUCHU。DISI,SHISHOUXUFEIDESHOUQUWENTI。XIANYOUSHOUJIZHIFUYEWUSHOUXUFEIDESHOUQUZAIGEFANGDEJINEDOUBUXIANGTONG。JIUMUQIANDESHOUJIZHIFUYEWULAISHUO,GUOYUDANYIDEZHIFUZHONGLEIBENLAIJIUMEIDUOSHAOYONGHU,ZAIJIASHANGXIANGDUIGUOGAODESHOUXUFEIJIUSHIZHEIXIANGYEWUGENGNANTUIGUANGLE。

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